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Auto Insurance Coverage Choices

Written by Jason Brown

Four things to consider when deciding on the correct amount of car insurance coverage for you and your loved ones.

 

  1. The Value of your Assets
  2. What you drive
  3. Who's riding with you
  4. Amount of Driving

These will carefully be taken into consideration when you speak with your insurance advisor.  Submit a complete application online and an advisor will follow up with you within the hour and a proposal will then follow.  Our insurance advisor will also want to discuss the available insurance coverage options

  • Liability Insurance Coverage: Two types of liability coverage- insurance coverage for bodily injury and coverage for Personal Property
  • Uninsured/UnderInsured Motorist Insurance Coverage:  An average close to 25% of drivers have no insurance, 30% don't have enough coverage. This liability coverage covers if an Uninsured/UnderInsured motorist is at fault
  • Medical Payments:  Pays for medical expenses for you and your passengers as a result of an car accident 
  • Personal Injury Protection (PIP):  Broader range of medical costs than standard medical payment coverage. 
  • Comprehensive Coverage:  Losses to the car resulting from fire, theft, falling objects, riots, storms, earthquake, floods and collision with a bird or animal.
  • Collision Coverage:  Pays for Damage to your vehicle resulting from accident with another vehicle or object

An insurance advisor is waiting to assist you an help you determine the coverage that is right for you.  Call 866-308-4704 or submit the web form to your proposal started