Life Insurance Solutions

Have Kids? A Mortgage? Are the futures of everyone in your family protected if the primary wage earner died...? Together we'll Protect Your Loved Ones. Free Life Insurance Review

You'll sleep better knowing that one of our Life Insurance Advisors has reviewed your specific situation, compared your life insurance coverage options and helped you map out a plan that makes it right for your loved ones and your financial goals.

As the primary wage earner for your family there is a lot of responsibility. You bring home the bacon, you plan for the future and you work to make the life you dream of a reality. Have you stopped to consider what would happen to your family if you, as the primary wage earner, were no longer with us.

Would there be enough:

Monthly cash flow to stay afloat?
To payoff your house?
To pay for your kids education?
To actually retire?
To leave a legacy?

Working within your monthly budget, our life insurance advisors can compare several types of life insurance policies from many top rated life insurance companies. Our life insurance advisors work to make sure you get the best life insurance plan for you and your family.

Several types of life insurance policies for you consider with our life insurance advisor include

Whole Life Insurance
Term Insurance
Universal Life Insurance
and more...

The only way to know what policy is right for you and your family is to review your situation with one of our life insurance advisors. We'll thoroughly review your situation, compare several options and help you determine what is right for your life insurance needs.

Call 886-308-4704 option 1 to speak to your life insurance agent and discuss your life insurance options.

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Featured Q&A

Q: What states are you licensed in and what types of insurance can you provide?

Our Insurance Agency is licensed and has insurance advisors that are licensed in North Carolina, South Carolina and Georgia and can provide multiple lines of insurance coverage. Whether you are an individual or family looking to protect your personal assets or a business owner looking to protect your business, we can help! We can provide Homeowners Insurance, Auto Insurance , Boat Insurance, RV Insurance, Umbrella Policy, Life Insurance, Business Owners Policy (BOP’s), General Liability Insurance, Workers Compensation Insurance, Business Auto Insurance, and much more.

Q: Why does my mortgage lender require me to buy flood insurance?

Under federal law, the purchase of flood insurance is mandatory for all federal or federally related financial assistance for the acquisition and/or construction of buildings in high-risk flood areas (Special Flood Hazard Areas or SFHAs).

The amount of flood insurance coverage required by the Flood Disaster Protection Act of 1973, as amended by the National Flood Insurance Reform Act of 1994, is the lesser of the following:

The maximum amount of Flood coverage available for the particular property type,
The outstanding principal balance of the loan, or the insurable value of the structure.

If the property is not in a high-risk area, but instead in a moderate-to-low risk area, federal law does not require flood insurance; however, a lender can still require it. In fact, nearly 1 in 4 NFIP flood claims occur in these moderate- to low-risk areas! Note that if during the life of the loan the maps are revised and the property is now in the high-risk area, your lender will notify you that you must purchase flood insurance.