A: No.  More times than not, we are able to save you money.  As an independent insurance agency, we compare multiple insurance carriers for you and allow you to choose the best insurance coverage and the insurance premiums that’s right for you.   Plus, our insurance agency does not charge any fees for our consultative services.  

When dealing directly with the insurance carrier (captive agency), they are not able to provide you as much flexibility.  They only provide one price from one company – theirs.